Government Loans, FHA, FHA 203K, FHA 203, FHA Streamlines, VA, Reverse Mortgage, Manufactured Homes, New Purchase
FHA Streamline is a great way to refinance:
- Appraisal usually not required
- No income verification, employee verification, or closing costs
- Easily increase or decrease the length of the term of your existing loan
- Take advantage of current low interest rates >>>read more


Purchase a Home with an FHA Loan
Getting Started
When you begin to seriously consider purchasing a new home it is important that you follow some simple steps to make sure that the process runs smoothly.
Analyze your debt to income ratio. This will let you know what type of home you can afford based on your monthly income and expenses. The next important step in purchasing a new home is to get pre-approved for a home loan. The peace of mind that comes with knowing that your mortgage loan and credit report have been approved will allow you to shop for your new home with confidence. And when you find a home and are ready to make an offer the fact that you have already been pre-approved for your loan amount will give the seller confidence in you as a buyer.
VA Loans for Veterans
- Eliminate Mortgage Insurance
- $8,000 Tax Credit for First Time Buyers
- Easier Qualification Standards
- VA Refinance with No Out-of-Pocket Costs
Government Loans - FHA - VA Purchase and Refinance Loan Programs
Government loans, Government FHA & VA Loans, Qualify for an FHA or VA Loan, Refinance FHA & VA loans, FHA Streamline Loans, HELOC, FHA Purchase Loans
Help for America's Homeowners
START HERE to view and print your credit report now.
FHA Refinance and Cash Out Transactons
A refinance transaction involves paying off an existing real estate debt from the proceeds of a new mortgage. The lender must provide a payoff statement in the case binder. For all refinance loan transactions, the borrower must be current for the month due.
Other Special Government Loan Programs
1st time home buyers, CalHFA, Cal 30 Conventional, Down Payment Assistant Programs. OTHER PARTNERSHIP & PROGRAM OPTIONS including theAffordable Housing Partnership Program (AHPP), HUD - Section 8 Housing Choice Voucher Program, Utility Energy Efficiency & Solar Programs and Weatherization Assistance Program